We guarantee personal service, merchant account expertise, low credit card processing rates, no leases, fraud screening, International business, multi currency, 24/7-customer service and support.
You will see all of our fees boldly printed on the second page of our merchant application not located in small print on back pages.
We approve 99% of all merchant accounts even if you have less than perfect credit.
View detailed definitions & rates
| Service | Our Rates | Industry Standard |
| Web Processing for Web, Phone & Mail. Log on and process mail, internet or phone orders. | FREE | $100-$300 setup |
| Application Fee | FREE | $95-$250 Non-Refundable |
| American Express Draft Capture Setup Fee | FREE | $25-$50 |
| Credit Restrictions | Not Strict | Very Strict |
| Internet / Mail / Phone Order Discount Rate | 2.19% | 2.95% |
| Internet / Mail / Phone Order Transaction Fee | 30 cents per transaction | 35-50 cents per transaction |
| Statement Fee | $10 per month | $12-$20 per month |
Real-Time with Virtual Terminal Gateway Fee - (USA ePay is BankCardServices Worldwide´s Premier Gateway Partner) | $15.99 per month + 10 cents per transaction | $20-$35 per month + 10 cents per transaction |
| Service | Our Rates | Industry Standard |
| Web Processing for Phone, Mail & Web. Log on and process mail, internet or phone orders. | FREE | $100-$300 setup |
| Application Fee | FREE | $95-$250 Non-Refundable |
| American Express Draft Capture Setup Fee | FREE | $25-$50 |
| Credit Restrictions | Not Strict | Very Strict |
| Internet / Mail / Phone Order Discount Rate | 2.19% | 2.95% |
| Internet / Mail / Phone Order Transaction Fee | 30 cents per transaction | 35-50 cents per transaction |
| Statement Fee | $10 per month | $12-$20 per month |
Real-Time with Virtual Terminal Gateway Fee - (USA ePay is BankCardServices Worldwide´s Premier Gateway Partner) | $15.99 per month + 10 cents per transaction | $20-$35 per month + 10 cents per transaction |
| Service | Our Rates | Industry Standard |
| Enables merchants to automatically accept, authorize, and process credit cards through a point of sale device. | 1.69% | 1.72% - 1.89% |
| Application Fee | FREE | $95-$185 |
| American Express Draft Capture Setup Fee | FREE | $25-$50 |
| Credit Restrictions | Not Strict | Very Strict |
| Approval Process Time | 1-2 business days | 3-4 business days |
| Transaction Fee | 20 cents per transaction | 22-30 cents per transaction |
| Statement Fee | $10 per month | $12-$14 per month |